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BANKING AND FINANCE

FACTORS AFFECTING CONSUMER ACCEPTANCE OF MOBILE BANKING IN NIGERIA

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The invention of mobile technology and related devices has resulted in increased efficiency in the way commercial and business tasks are carried out (Tiwari and Buse, 2007; UNCTAD, 2007). Mobile telephony is one such technology. Mobile telephony serves as a launch pad for new mobile phone applications and …

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EFFECTS OF INNOVATION TOWARDS MEETING CUSTOMER SATISFACTION IN NIGERIA BANKING SECTOR

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The Nigerian banking industry, which acts as a conduit between the surplus and deficit sectors of the economy, drives the country’s development and progress. Soludo (2004) recommends banking sector reform with the sole goal of propelling the economy forward and repositioning the banking system as a sound and …

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THE EFFECT OF LEADERSHIP STYLES ON EMPLOYEES’ PERFORMANCE

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY   Because of their direct impact on employee engagement, leadership styles have emerged as critical to obtaining better organizational performance in today’s corporate environment (Gopal and Chowdhury, 2014). Human resources are one of the essential components of organizational management, according to Gouraki (2013), meaning that human resource motivation is …

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FACTORS DETERMINING LOAN REPAYMENT IN MICROFINANCE BANKS IN NIGERIA

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY   Microfinance is a culturally based activity in Nigeria that predates the modern banking age. Traditional microfinance institutions provide credit to low-income individuals in rural and urban areas. Self-Help Groups (SHGs) and Rotating Savings and Credit Associations (ROSCAs) are the most common. Informal financial groups can be found throughout …

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IMPLICATION OF ELECTRONIC BANKING AND CUSTOMERS’ SATISFACTION IN NIGERIA BANKS

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY According to Timothy (2012), banking was a simple industry three or four decades ago; people saved their money with banks and received financial services from them. Customers who open a savings account receive a passbook from the bank with which to administer the account, and customers who open …

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APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY A computer is an automatic device made up of mechanical and electronic components that can accept, store, and retrieve large amounts of data in various formats, as well as perform operations such as (arithmetic, logic) at high speeds under the supervision of a programmed program and provide useful …

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THE IMPACT OF STOCK EXCHANGE MARKET ON THE GENERATION OF CAPITAL FOR COMMERCIAL BANKS

ABSTRACT Because the Nigerian stock exchange has been embroiled in a series of issues in recent years, this study looked into the impact of the stock exchange on the generation of capital for commercial banks in the Abeokuta metropolitan. The sample size for this descriptive survey research design was 50 bankers crown from various commercial …

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ROLES OF COMMERCIAL AND MERCHANT BANKS IN NIGERIA

ABSTRACT Because the Nigerian stock exchange has been embroiled in a series of issues in recent years, this study looked into the impact of the stock exchange on the generation of capital for commercial banks in the Abeokuta metropolitan. The sample size for this descriptive survey research design was 50 bankers crown from various commercial …

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THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA

ABSTRACT The purpose of this study is to look at the influence of credit risk on bank performance in Nigeria from 2004 to 2014. Non-performing loans are a common occurrence in the banking industry, and they are one of the leading causes of failure. Internal examinations to determine whether loans are collateralized and self-liquidating may …

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OUTSOURCING STRATEGIES OF BANKS AND EMPLOYEE JOB PERFORMANCE

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Outsourcing is a management approach in which a company outsources key or non-core business operations to specialized and cost-effective service providers. 2013 (Rajee & Hammed). Over the last few decades, Nigerian businesses have been under pressure to restructure and improve their long-term viability as the business environment has …

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