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BANKING AND FINANCE

BUDGETARY CONTROL: AN EFFECTIVE TOOL FOR PLANNING AND CONTROL IN THE BANKING INDUSTRY

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Resources are scarce both locally and internationally, but this contrasts sharply with the human factor’s tendency to waste and underutilize them in the production of goods and services. It has been noticed that, with more and more businesses springing up every day in nearly every field, only the …

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PREVENTION AND DETECTION OF FRAUD BY AUDITORS

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Fraud is defined as “the act or instance of tricking someone in order to get money or things illegally.” Fraud is the intentional distortion and falsification of facts in the compilation of financial information for personal advantage or benefit. The International Auditing Guideline (IAG) defines fraud as a …

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IMPACT OF AUTOMATED TELLER MACHINE ON BANK CUSTOMERS SATISFACTION IN BANKS

CHAPTER ONE INTRODUCTION Background of the Study Automated Teller Machines (ATMs) are machines that execute account transactions for bank customers. A user typically puts a specific plastic card with information stored on a magnetic strip into an ATM. The strip contains an identification code, which is sent by modem to the bank’s central computer. A …

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ADVERSTISING AS AN EFFECTIVE PROMOTIONAL TOOL IN THE DELIVERING OF BANKING SERVICE

CHAPTER ONE INTRODUCTION BACKGROUND OF STUDY When it comes to business, it’s like riding a bicycle: either you keep moving or you fall off. Over the course of a century, man has accomplished numerous feats, one of which is the capacity to knit the entire world together through an invisible thread known as communication. We …

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ADVERSTISING AS AN EFFECTIVE PROMOTIONAL TOOL IN THE DELIVERING OF BANKING SERVICE

CHAPTER ONE INTRODUCTION BACKGROUND OF STUDY When it comes to business, it’s like riding a bicycle: either you keep moving or you fall off. Over the course of a century, man has accomplished numerous feats, one of which is the capacity to knit the entire world together through an invisible thread known as communication. We …

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EXAMINATION OF MONETARY POLICY AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANK IN NIGERIA

CHAPTER ONE INTRODUCTION BACKGROUND TO THE STUDY Banks play a vital role in a country’s financial system and economy. Banks, like other financial institutions, are organizations that contribute to a nation’s economic growth in particular and national development in general through their activities (such as accepting or accepting and handling customer deposits, making loans available …

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AN APPRAISAL OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. This sector is dominated by micro, small, and medium-sized firms (MSMEs) as well as peasant farmers in need of financial help to …

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EFFECT OF BANK CHARGES ON CUSTOMER SAVING CULTURE A CASE STUDY OF UNION BANK PLC

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY CBN governs financial corporations alone and encourages the growth of specialized or development-related financial institutions. The Securities and Exchange Commission (SEC) is the primary regulator of the capital markets. The Nigerian Stock Exchange (NSE) is a self-regulatory or user-regulatory agency. The capital chain is becoming increasingly complex as …

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ASSESSMENT OF EMPLOYMENT REQUIREMENTS IN THE BANKING SECTOR AND ITS IMPACT ON UNEMPLOYMENT IN NIGERIA

CHAPTER ONE INTRODUCTION Rapid changes have occurred in many aspects of human existence, including the workplace, for decades. This is due to advancements in technology. In today’s corporate world, any office, whether governmental or private, requires facts and correct information in order to make timely judgments. The cashier, like the employee, anticipates some assistance from …

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ASSESSING THE IMPACT OF ELECTRONIC BANKING ON SMES

CHAPTER ONE INTRODUCTION Background of the study Small and medium scale enterprises (SME) play an important role in achieving the Sustainable Development Goals in most countries, at all levels of development, by promoting inclusive and sustainable economic growth, providing employment and decent work for all, promoting sustainable industrialization, fostering innovation, creating values, and reducing income …

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