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The country’s housing delivery system is made up of a number of interconnected components, including land, building materials, infrastructure, legislation, building regulations, and, most crucially, funding. Housing is given a high priority by most governments, with the availability of sufficient but basic housing for all typically cited as a top priority for meeting society’s social demands. Nigeria alone has a deficit of 150,000 units each year (National Housing Policy, 2004). The government’s public housing programs would not be enough to solve the problem, necessitating the involvement of private investors in the real estate sector.


Housing provision is critical to the government’s efforts to achieve Vision 2020 and the general development of the economy. A housing deficit of 150000 units per year, along with an ever-increasing population, creates a housing difficulty, as well as social and economic issues. Housing is not the only issue here; suitable housing that allows for mankind’s comfort ability levels is also a challenge. The government’s priority for housing issues led to the adoption of a housing policy, but its execution and efficacy have been inadequate, as evidenced by the current state of housing in Nigeria.


Housing supply is controlled by reasons other than demand, making low-income housing inaccessible.


The goal is to figure out what influences the delivery of housing.


To determine how they affect housing provision.


The purpose of this study is to look into the peculiarities of housing supply in emerging markets.


To identify direct and indirect home finance sources, as well as routes through which low-income earners can obtain fund


Stakeholders and actors in the real estate market will benefit from the study’s conclusions. It will be revealed that the availability of housing finance is not solely influenced by the interaction of supply and demand, but also by other factors such as socio-economic factors, financial factors, and government regulations. The research will aid individuals in making decisions and evaluating the many funding options available for home development.

Housing supply is influenced by supply and demand factors. Because real estate development takes time to design, obtain permits, and construct, supply is relatively inelastic. Housing demand varies with income level, so it’s fairly predictable. The availability of resources is related to one’s degree of income.

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