The Effect Of Corporate Governance On The Nigerian Banking Sector

The Effect Of Corporate Governance On The Nigerian Banking Sector

Abstract

The study was conducted to examine the effect of commercial governance in the Nigerian Banking sector. The specific objects of the study were to determine effect of commercial governance on bank performance and to ascertain the relationship between commercial governance, loans and bad debts in banks while making recommendations on how to boost commercial governance and reduce the rate of bad debt and bankruptcy in the Nigerian banking sector. In order to achieve these objects, the field study of thecross-sectional check system, were employed. Using these approaches, data were collected from secondary sources and anatomized using thenon-probability slice fashion with the Taro Yamane formula for determining sample size and the pupil’s t- test to test the thesis. From the analysis, it was discovered that there’s a strong relationship between commercial governance and bank performance. It was also set up out that poor commercial governance contributes to bad debts on banks also that the growth and success of the entire banking sector depends on good commercial governance and so it was recommended that banks should follow the principles of good commercial governance given by the Basel Committee which emphasizes on board responsibility to authorize and oversee the perpetration of bank’s strategic objects, threat strategy, commercial values, and also to employ well train and endured labor force for credit permission and threat mangers for the right position in other to reduce bad debt and bank failure.

Chapter One

Preface – – – – – – – 1

Background of the Study – – – – – 2- 5

Statement of the Problem – – – – – – 5- 6

objects of the Study – – – – – 6- 7

exploration Questions – – – – – – 7

exploration suppositions – – – – – 7- 8

Significance of the Study – – – – – 8- 10

Organization of the Study – – – – – 10

compass of the Study – – – – – – 10

Limitations of the Study – – – – 11

description of Terms – – – – – – 11- 12

Chapter Two

Review Of Related Literature

Preface – – – – – – – 14

The Concept of Corporate Governance – – – 14- 16

Overview of Bank Corporate Governance – – 16- 17

The substance of supervision – – – – 18- 19

goods of Poor Corporate Governance on Banks – 19- 20

Bad debts as effect of Poor Commercial Governance – 20- 22

Causes of Bad Debts and its Counteraccusations – – 22- 23

Chapter Three

Exploration Methodology

Preface – – – – – – 25

Research Design – – – – – – – 25- 26

Population of the Study – – – – – 26

Sample Size – – – – – – – 26- 27

slice ways – – – – – – 27

Data Collection – – – – – – – 27- 28

Validity of Data – – – – – – – 28

Statistical Instruments – – – – – – 28

Chapter Four

Data Presentation And Analysis

Preface – – – – – – – 29

Data donation – – – – – – 30- 32

Data Analysis – – – – – – – 33- 34

suppositions Testing – – – – – – 34- 40

Discussion of Findings – – – – – – 40- 41

Chapter Five

Summary, Conclusion And Recommendations

Preface – – – – – – – 42

Summary – – – – – – – – 42- 44

Conclusion – – – – – – – – 44- 45

Recommendations – – – – – – 45- 48

Areas for farther study – – – – – – 48- 49

References – – – – – – – – 50- 51